Ever since Sarah Kennedy coined the phrase on BBC Radio 2, the ‘white van man’ has been a victim of savage stereotyping; one would assume that they need van insurance more than any other driver!

Common opinion dictates that they are the belligerent bullies of the road with little or no regard for the road system and the other drivers that use it. This might lead you to believe that they cause more accidents than any drivers but this couldn’t be further from the truth. The truth is that they make 7-10% less claims than other drivers. Furthermore, 1 in 5 van drivers have an advanced driving qualification which is a far higher number than other road users.
Contrary to the myth they are, statistically speaking, the safest group of road users!

This is reflected in the price of van insurance policies available to the consumer today with numerous insurers quoting lower premiums for van drivers. Furthermore, businesses can expect to receive bulk discounts for fleets of vehicles and/or commercial drivers.

As with any kind of insurance, the policies offered can vary considerably so it’s very important to understand what cover is needed and what cover is being provided. It is also important to remember that price should not be the sole factor when making a decision about insurance. There is no point taking a very cheap insurance quote if you’re eventually going to claim for something you’re not covered for.

There are numerous insurers that offer online van insurance making it easier to get (and update) full details of your policy. It is quick and it’s easy and furthermore it means you’re not restricted by dealing with your insurer solely during business hours. Just ensure to check that there are no hidden extras and your policy includes everything you need!