UK drivers at risk if they drive abroad without insurance
UK motorists heading abroad this summer should contact their insurance company before they start driving abroad.
According to research from a leading van insurance provider, 38 per cent of two million motorists who head abroad each year don’t know what cover their insurance provides. A further 22 percent believed that they have the same level of cover as in the UK, but these same people admitted to not having checked their insurance cover.
But with some insurers only allowing Brits three days consecutive driving abroad, and most not accepting liability if they were not told the car would be abroad, many could be driving without any protection.
Some insurers only allow people to drive on three consecutive days when out of the UK. Most insurance companies do not accept liability if they weren’t informed the car would be abroad.
Often contacting the insurer before you head abroad should be enough for most polices an insurance advisor claimed. However, you need to read your insurance policy as this might not be the case for every insurance company.
If drivers fail to contact your insurance company then they could be left liable for any damage to their car and to another driver’s car if they are involved in an accident.Drivers could also end up picking up the tab in the event of damage caused by fire or if their car is stolen.
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